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Brookwell

Helping everyday users earn more on their money by blending trusted banking with crypto-native yield

Brookwell is a fintech app that combines a FDIC-insured checking account with a high-yield stablecoin-powered savings account, offering users a seamless way to spend, save, and earn in one place. As Project Manager and Design Lead, I led a team of designers to create high-fidelity flows for Brookwell’s core experience, from onboarding through post-deposit money movement.

Role

Project Manager & Design Lead

Team

6 designers (Blockchain at Berkeley)

Timeline

October to

December 2025

Tools

Figma

Figjam

Notion

01 PROBLEM

Gen Z consumers are comfortable with digital finance but remain locked into low-yield traditional banking. While crypto-curious, they are discouraged by DeFi’s complexity and volatility. This leaves users without a reliable way to access modern financial yield for everyday spending.

How might we help young consumers earn yield on their money through stablecoins while preserving the safety of a traditional banking experience?

02 DESIGN GOALS

As a team, we aligned on three guiding principles early on:

The product should feel as trustworthy and established as a bank.

1. Prioritize Trust

2. Under the Hood

Stablecoins power the product but should be abstracted to not overwhelm the user.

3. Financial Clarity

Users should always know where their money is, what it’s doing, and how to access it.

03 ESTABLISHING THE SYSTEM

Before any UI work began, I guided the team through mapping the entire money movement lifecycle.

We mapped Brookwell's full money lifecycle end-to-end from first-time setup to everyday use:

This covers both onboarding constraints (KYC, disclosures, account creation) and post-onboarding financial actions (funding, earning yield, card usage, and account management).

04 OUR INSPIRATION

We proceeded to study the design of key flows in modern financial applications that succeed in making money movement feel intuitive and trustworthy.

  • Calm, institutional tone

  • Strong hierarchy for balances, transactions, and controls

Mercury

Capital

  • Simple UI makes money movement feel fast and intuitive

  • Motivating and progress-driven visual targets

Cashapp

Robinhood

  • Focuses on financial literacy

  • Clear breakdowns of balances and activity

  • Feels premium without sacrificing trust

  • Introduces advanced financial concepts gradually

05 SPRINT-BASED DESIGN PROCESS

Each sprint deliberately built on the last. This let us to iterate with intent, align frequently, and ship under real constraints.

To manage scope and move efficiently, I structured the project into a milestone-driven sprint-based process.

SPRINT 1

Brand Foundations

Focus:

  • Establish product direction and define Brookwell’s visual identity

  • Finalize color palette and typography

SPRINT 2

Lo-Fi Onboarding & Empty States

Focus:

  • Carve out lo-fi onboarding flow to optimize clarity for first-time users

  • Home screen layout and empty states

SPRINT 3

Hi-Fi Onboarding & Home

Focus:

  • Translate validated lo-fi flows into polished, branded experiences

  • Led the transition from lo-fi to hi-fi by implementing branding

SPRINT 4

SPRINT 4

Post-Onboarding Core Flows

Focus:

  • Created lo-fi and hi-fi prototypes for all post-onboarding financial tools

  • Decomposed post-onboarding into Card, Fund, Earn, Pay flows

SPRINT 5

Hi-Fi Polish & Handoff

Focus:

  • Revised and refined all hi-fi screens

  • Constructed micro-interactions

  • Cleaned and annotated Figma files for engineering

05 THE FINAL DESIGN

HOME PAGE

Watch your capital compound effortlesly in real time

  • Pre-deposit empty states encouraging first funding

  • Post-deposit states highlighting growth and activity

  • Quick actions reduce friction for core financial tasks

ACCOUNT MANAGEMENT

Direct every dollar without lifting a finger.

  • Distinct separation between Checking (spending) and Savings (earning)

  • Transparent display of 1% vs 10% yield

  • Real-time balances and simple money movement between accounts

CARD FLOW

Spend globally with unparalleled control.

  • Instant virtual card creation with wallet integration

  • Clean card dashboard with quick actions

  • Transaction flows designed for speed and trust

The unified Brookwell experience — earn yield as you spend

We designed a complete mobile experience, guiding users first deposit through earning and managing stablecoin-backed funds.

SPEND FLOW

Get a comprehensive breakdown of your spending

  • Interactive chart translating spending into clear category distribution

  • Detailed breakdown by category

  • Chronological list of transactions with clear amounts and timestamps

06 REFLECTION

Systems thinking is critical in fintech

Designing Brookwell required understanding the full lifecycle of money. Mapping how users onboard, fund, earn, and spend helped us design coherent flows and reduce friction.

Trust is the product, not just a feature

Every decision we made needed to reinforce security and transparency to make a hybrid trad-fi/DeFi experience feel safe to use.

My takeaways…

06 REFLECTION

Thank you!

* Brookwell is a financial technology company, not a bank. Banking services will be provided by an FDIC-insured financial institution. Funds held in Brookwell accounts may be eligible for FDIC insurance through the partner bank and participating network banks, subject to applicable limits and satisfaction of certain conditions for pass-through insurance.

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tvranjan06@berkeley.edu

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